Dat-Nguyen-with-Football

Football is Hard.

Building a House Shouldn't Be.

Dat Nguyen
Hurst Lending Partner
Former Pro Football Player and Coach

VA Construction Loans:
  • Low Down Payment
  • Low Interest
  • Easy to Qualify

Apply Now

Home: VA-Construction-Loan.com2018-10-21T02:51:50+00:00

We’re Expanding!  Now Offering Zero Down VA Construction Loans
in Alabama, Colorado, Connecticut, Florida, Georgia, Idaho, Iowa, Louisiana, Oregon, Pennsylvania, Texas, Virginia and Washington.

Mortgage Rates

Loan Type

Rate

APR

30 Year Fixed

4.750%

4.88%
15 Year Fixed

4.250%

4.48%
Jumbo 30 Year Fixed

4.750%

4.88%
FHA 30 Year Fixed

4.250%

4.75%
VA 30 Year Fixed

4.375%

4.88%
* Mortgage Rates as of 11/19/2018 1:43 PM. Rates quoted with 0% points with these assumptions. Not all programs are available in all areas or to all borrowers.

VA Construction Loans

  • No money down – instead of up to 30%!
  • Land, construction and mortgage in a single loan
  • Easier to qualify
  • Close only once – no risk of becoming un-qualified during construction
  • No payments during construction
Get A Quote

Not sure if you’re building or buying?

We offer FHA loans and VA loans for existing homes and competitive rates on conventional 15 and 30 year mortgages.

Let’s discuss your options today.

Unique loan products to help you get the home you deserve!

As a mid-size lender, we work hard to find creative ways to meet our customers’ unique needs – like this one-time close, low-down payment construction loan program.

0% Down Construction Loans

VA construction loans offer low rates and NO down payment.
FHA and VA construction loans
Learn More

Land Loans - A First Step

If you don't have the money or credit history to build now, consider buying your land now, then building later.
land loan for a field near brenham
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Make Life Easier with a Bridge Loan

You don't have to sell your home and move to get the funds you need to build. A residential bridge loan can close the gap.
FHA and VA construction loans
Learn More

VA Loans for First-Time Buyers

If you don't choose to build, a VA loan is still an attractive option for a no down-payment, low rate loan.
FHA and VA construction loans
Learn More

Questions? We’d be happy to discuss your options. Contact us!

Why Choose Us?

Customer Reviews

70%

Repeat & Referred Business

350+

Successfully Closed Loans/Year

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aggie1002012 & 2013

Closed on our first home his morning and the process went great. Jay and his team do an outstanding job with communication and explaining everything along the way. For a first time buyer, they do a great job with every single step in the process.
Texags Forum
Hurst got me a great deal. I bought a new home so initially I dealt with the builder’s “preferred lender.” I told my builder’s “preferred lender” what Hurst’s offer was and he stated “sounds too good to be true, you sure he has everything included in his gfe?” Well, it was true and I couldn’t be happier!
He beat our builder’s lender’s offer, was a whole lot easier and nicer to work with, answered our questions, and we closed on time. AND we got to work with Aggies all around.
We closed on our house with Jay in November. He did a great job for us as well. We had a few issues that were out of the ordinary, and he helped us get through underwriting on time and close on the original date.
TexAgs Forum

Family Owned.

Still A Family Business

Founded by Jay Hurst and Scott Bialek, Hurst Lending & Insurance – and its divisions, such as VA-Construction-Loan.com – is still managed Jay, Scott and their families. While the mortgage industry is known for high turnover rates, Hurst Lending is recognized for providing consistent, personal service to our customers. That’s why more than 70% of our mortgage and insurance business is from repeat or referred customers!

Jay Hurst & Family

Jay Hurst & Family

Scott Bialek & Family

Scott Bialek & Family

Not Just Lenders. Problem Solvers.

Lots of mortgage lenders can offer a good rate on a conventional loan.  We can too – in fact, our rates are some of the best around.

The difference? Hurst Lending finds ways to make the deal work when your mortgage needs are outside the “conventional loan” box.

See All Specialty Loans

 Texas Aggie Heritage

aggie100

Hurst Lending has been named twice among the 100 fastest-growing Aggie companies.

Hurst Lending and FHA-Construction-Loan.com are proud to be a part of the Texas A&M community.  Co-founder Jay Hurst (’00), investor Dat Nguyen (’98), senior manager of loan processing Sonja Zadel (’93) and several other employees and investors have degrees from Texas A&M.

Out of a desire to serve the Texas A&M community, Hurst Lending & Insurance created a division called AgsReward, which offers an Aggie Realtor Referral program, apartment loans, and other mortgage and insurance offers particularly relevant to the Aggie family. AgsReward is a sponsor and active participant on the Real Estate Forum on TexAgs.com.

Hurst Lending is also very proud that we have twice been  recognized on the Aggie 100 list of fastest-growing Aggie-owned companies.

More About Us